Social Credit Theory

Social Credit TheoryIn the “Social Credit Theory” section of this website, you will find an introduction to the basic Social Credit worldview and science of association, a series of questions and answers regarding various key elements of Social Credit thought, an archive composed of as many of C.H. Douglas’ books, articles, and addresses as have been made electronically available, an archive containing the writings of other, authoritative Social Credit expositors, and a set of links that are either directly or indirectly related to Social themes and concerns.

 

Social Credit is the policy of a philosophy. It is something based on what you profoundly believe – what at any rate, I profoundly believe, and hope you will – to be a portion of reality. It is probably a very small portion, but we have glimpsed a portion of reality, and that conception of reality is a philosophy, and the action that we take based upon that conception is a policy, and that policy is Social Credit.

C.H. Douglas, The Policy of a Philosophy

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Latest Articles

  • The Accounting of Abundance: A Structural Critique of Inflationary Theory
    Mainstream economic thought treats inflation as a phenomenon of monetary volume—the "Too Much Money" paradigm. However, by applying the engineering logic of C.H. Douglas’s A+B Theorem, we can deduce that inflation is not primarily a result of consumer behaviour, but a mathematical consequence of debt-based cost accounting in an industrial society.
    Written on Saturday, 14 February 2026 12:56 Read more...
  • A Douglas Social Credit Critique of Gesell’s Monetary Analysis and Proposals
    Silvio Gesell believed that the two great economic evils were stagnation and inequality. He attributed stagnation to hoarding (the “retention” of money that slows circulation) and inequality to both hoarding and the payment of interest on money. His remedies were therefore twofold: demurrage (a carrying charge that makes money lose value if held, forcing it into rapid circulation) and interest-free credit. From a Douglas Social Credit standpoint, Gesell’s take on monetary reform rests on a fundamentally flawed diagnosis and thus the remedies he proscribes are inadequate, in addition to being coercive and counterproductive.
    Written on Tuesday, 10 February 2026 14:00 Read more...
  • THE THEOLOGY OF THE INHERITANCE: A Social Credit Synthesis of Patristic Thought and Economic Reality
    Social Credit stands alone in its pursuit of the Economics of Grace. It recognizes that the "price" of our life has been paid by the gifts of God and the genius of our ancestors. By replacing the bondage of the gold standard and the indignity of the Job Guarantee with the National Dividend and the Price Discount, we move from an "Economics of Toil" to an Economics of Leisure.
    Written on Tuesday, 10 February 2026 07:54 Read more...