In his book Credit-Power and Democracy, C.H. Douglas introduced the A+B theorem as follows:

"A factory or other productive organization has, besides its economic function as a producer of goods, a financial aspect – it may...

One of the key aspects, if not the key aspect, of the Social Credit analysis of financial and hence economic dysfunction has to do with the chronic and underlying deficiency in consumer purchasing power

Latest Articles

  • Debt Finance and the Apocalyptic Propensity
    "Given the foregoing analysis, one may well be inclined to think that at least a few apocalyptic narratives are deliberate psychological operations designed to demoralize, terrorize and ultimately subjugate the public. Nonetheless, they cater to a genuine psychological need - the need for an explanation for the sense of foreboding and unease that so many feel. Thus, in order to drive these doomsday dogmas out of the minds of men, it is not sufficient to simply expose and discredit them: it is necessary to construct an alternative narrative that meets the psychological need, but also provides something they cannot: hope.""It is here that Douglas Social Credit becomes invaluable as the Trinitarian solution that explains our predicament, exposes the apocalyptic narratives and expounds an alternative worthy of a species whose members are meant for more than to merely live in fear and die in pain." Read the full article in the…
    Written on Monday, 06 April 2026 11:37 Read more...
  • The Accounting of Abundance: A Structural Critique of Inflationary Theory
    Mainstream economic thought treats inflation as a phenomenon of monetary volume—the "Too Much Money" paradigm. However, by applying the engineering logic of C.H. Douglas’s A+B Theorem, we can deduce that inflation is not primarily a result of consumer behaviour, but a mathematical consequence of debt-based cost accounting in an industrial society.
    Written on Saturday, 14 February 2026 12:56 Read more...
  • A Douglas Social Credit Critique of Gesell’s Monetary Analysis and Proposals
    Silvio Gesell believed that the two great economic evils were stagnation and inequality. He attributed stagnation to hoarding (the “retention” of money that slows circulation) and inequality to both hoarding and the payment of interest on money. His remedies were therefore twofold: demurrage (a carrying charge that makes money lose value if held, forcing it into rapid circulation) and interest-free credit. From a Douglas Social Credit standpoint, Gesell’s take on monetary reform rests on a fundamentally flawed diagnosis and thus the remedies he proscribes are inadequate, in addition to being coercive and counterproductive.
    Written on Tuesday, 10 February 2026 14:00 Read more...